Published Articles
Compassionate Business Policies Pay Off
Environmental, social, and governance policies have come under heavy fire recently, with some large investors distancing themselves from the concept. But in practice, ESG principles can give companies, especially smaller ones, an edge over compet...
Handling Credit Card Debt In An Age of Overspending
Overspending on credit cards is weighing on the American consumer as the cost of living continues to rise, making it a good time to consider personal strategies to keep those balances under control.
The Federal Reserve Bank of New Yor...
Self Storage Is Riding High: Is This the Beginning, or the End?
The self-storage industry is booming, but is it sustainable? Our industry - I run a self-storage company - has been showing up in the financial press's headlines lately as investors and operators grow with Americans' desires to store their poss...
A Balance Transfer Can Be A Useful Tool For Getting Out Of Debt
A promotional rate on a credit card is appealing to anyone. But if you're trying to pay off debt, benefiting from no interest for 12 to 18 months can give you time to get your financial house in order.
Credit card debt is at an all-...
Has the Banking Crisis Helped Banks In Their Battle With Fintech?
One unexpected outcome of the recent set of U.S. bank runs is that it may help the banking industry in its fierce battle with upstart fintech competitors.
On the surface, the brick-and-mortar banking business has seldom looked more vu...
Five Ways Companies Can Boost Charitable Giving by Employees
In a post-pandemic world of uncertainty, we can be sure of one thing: There is no shortage of people in need - and the numbers keep rising.
But nonprofits across the nation are facing serious funding shortfalls that threaten their a...
How philanthropy can address the worsening affordable housing crisis
Housing affordability in the United States continues to worsen as ever-higher prices put the dream of home ownership out of reach for many families. And no one knows just how bad it will get. About half of Americans say that the availability of a...
Retirees' 4 biggest credit card misconceptions
How can something so common be so misunderstood?
Credit cards are everywhere. Today, 76% of U.S. consumers own at least one-and 31% have four or more. Despite this, credit cards are still misunderstood by many retirees, even though...
Small Businesses Are Facing Higher Costs and Interest Rates. Here Are 6 Steps to Stave Off a Crisis.
The Main Street economy is facing some stiff headwinds.
The Federal Reserve is expected to keep boosting interest rates this year. That could push the rate on Small Business Administration loans to 10%, the highest in 15 years. Add in...
What You Need to Know About Building a Small Business Advisory Board (and Why You Need One)
Small business owners these days have a lot on their minds - and too much on their plates. Sky-high borrowing costs, corrosive inflation, a slowing economy and tighter credit conditions are keeping them on edge.
Along with your entr...
5 retirement-planning challenges for physician-owned practices - and 5 solutions
Planning for retirement is a daunting challenge for anyone, but physician-practice owners face some distinct hurdles unmatched by most other careers.
Between medical school, residency, and fellowships, physicians don't realize their f...
Why you should consider a private equity offer for your practice
Healthcare practitioners are feeling the squeeze.
A constellation of challenges has been making it harder to maintain a thriving, profitable practice. They didn't begin with Covid, but the pandemic accelerated trends that were already...
4 Key Lessons Moving from Corporate MBA to Entrepreneur
In a few frenzied career years, I went from a glass office overlooking Central Park, to getting my MBA from Wharton, to a string of Silicon Valley tech startups.
Now I'm acquiring and improving trailer parks in Iowa, Oklahoma and Texa...
Stranger Things: Why We're Seeing Lots of Throwback Cars On the Road
On a recent weekend in Madison, Wisconsin, cars on the street had the look of a bygone era. I saw surviving Saturns, Oldsmobile minivans, even that funky old greenhouse on wheels, the AMC Pacer.
Turns out, cars in the rest of t...
Crypto bosses like me are having to let go of some of the most talented people in America. Here's why you should jump on hiring crypto castaways
Crypto winter has arrived-and it's chilly out there for the thousands of employees being laid off in response to the sector's worst downturn in several years.
I should know. My cryptocurrency company is one of the many that had...
Mobile Homes Are a Crucial Source of Affordable Housing. Politicians Are Trying To Zone Them Out of Town.
Across the country, legislators are piling on regulations and restrictions that make it harder to build and maintain affordable housing at a time of desperate need.
In Dover-Foxcroft, a small town in Maine, a drafted moratorium on ma...
High Federal Interest Rates and Your Auto Loan
But peek under the hood, and all is not nearly as bad as it seems. You can navigate these financial speed bumps with less pain by taking a buyer beware approach - and scrutinizing your auto loan as closely as you research your new vehicle.
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Regulating Crypto is the Only Way It Will Thrive
The need for rules is more urgent than ever. Segments of the crypto economy are becoming too big to fail, putting investors and whole financial systems at risk. The $40 billion of the TerraUSD and its linked Luna token provided a taste of this, w...
Web3 is not dead. Here's what the crypto space will look like in 2030
In late May, European Central Bank President Christine Lagarde told a Dutch television show that cryptocurrencies are "worth nothing." She's not alone in her sentiments. Since volatility shook the digital currency market earlier in the mont...
Why Our Office Remained Open Through the Pandemic - And Why Yours Should Reopen, Too
When Covid-19 first hit, our company went entirely remote. We soon saw 10% drops in productivity.
Two months after the initial nationwide lockdowns, while most other companies kept working from home, we returned to the office. We've b...